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Understanding Garagekeepers and Garage Liability Insurance

Whether you operate an auto body shop, own a car dealership or offer valet parking, your business likely needs garagekeepers or garage liability coverage. Many believe these two policies are one in the same. Before you find your insurance portfolio is lacking, here’s what you need to know. What Garage Liability Covers Garage liability serves…

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Risks Involving Vacant Buildings

Over the last 20 years the number of vacant buildings in both urban and suburban areas has increased. Yet, no longer having businesses occupy these spaces does not mean that no one owns the properties. For property managers, these vacant buildings become a safety risk and an environmental hazard. Long term, these unkempt properties prove…

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Limiting Errors & Omissions Exposures

Errors & Omissions insurance is essential for every business. Should a client question a service you provided or claim you failed to deliver that service, this coverage keeps your business afloat through costs related to judgments, settlements and legal fees. The coverage applies even if the client’s claim has no substance. Regardless of the circumstances,…

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Life-Threatening Electrical Hazards Following a Flood

Before a storm floods your area, evacuation may be recommended or required. After the bad weather passes, you could be left wondering about the condition of your belongings and causing you to be eager to return. It is important not to go back to your home too soon because flood waters can create one or…

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